market-oriented reform will be deepened.On the 13th, is called insurance new "State 10" of the "State Council on Accelerating the development of modern service industry of insurance," the official announcement. Which referred to encourage innovative insurance products and services. Effectively enhance the capability of independent innovation insurance industry, and actively cultivate new growth points. Insurance company actively supports the use of networks,christian louboutin femme, cloud computing,jordan retro 4, big data,tn air max 2014 pas cher, mobile and other new technologies for internet insurance sales channels and service model innovation. Terms and vigorously promote the popularization and standardization of services, encourage insurance companies to provide personalized,air max femme, customized products and services,Giuseppe Zanotti Paris, reduce homogeneous inefficient competition. It is expected that the overall regulatory authorities for innovative internet products will encourage inclusive attitude, but to strengthen supervision is imperative, in the future how to find the boundary between the strict test of the wisdom of the regulatory supervision and encourage innovation.
not meet the definition of "People's Republic of China Insurance Law" on the insurance contract, calling for "the immediate cessation of the use of these products."Possession of high-yield high-risk,giuseppe zanotti pas cher, industry risk accumulationIn addition to the marketing gimmick, the high-risk high-yield internet insurance under reduced risk of money laundering tools industry can not be ignored. China Insurance Industry Association released the industry's first "Internet insurance industry report,discount toms," to remind Internet insurance business has eight risks,toms outlet store, including: business information security, marketing model risk, product development risks, asset liability matching risk, operational risk, reputational risk,nike air max, New risk transactions can be traced back insurance risk as well as Internet spawned a new business model brings.At present, such as the Internet "baby" yields fell to about 4%,air max pas cher pour femme, insurance "baby" expected rate of return is 6% or 7%. In the short term.
you get the benefits,toms outlet, insurance firms accumulated visibility,air max pas cher femme, the explosive growth of the industry. But long term, support is high-yield insurance firms peibenzhuanyaohe. Analysts believe that for the short-term financial products,abercrombie pas cher, such as encountered in the case of centralized surrender, the insurance company may face working capital pressures,giuseppe zanotti sneakers, investors or face earnings risk. For users, marketing gimmicks or cause losses. For industry,air max pas cher pour femme, non-standard operations may bring a large area of � omplaint. The first half of 2014, according to CIRC insurance consumer complaints briefing shows that the total amount of insurance complaints in the first half increased refrain. Among them,nike air max 1, particularly the Internet the most prominent insurance companies increase of complaints. Salespeople exaggerate product revenue, concealing the investment risk or insurance contract period, confusing the concept of insurance and financial products,jordan 6 rings, such as a major reason for complaint.In addition, according to the "Shanghai Securities News" reported, the Internet started to become a new means of insurance money laundering. The inherent characteristics of insurance products and insurance transactions (insured freedom,toms outlet online, surrender voluntarily, flexible payment method, you can policy loans, etc.), for money laundering can be used to provide a platform and presented the means to diversify, hidden trend.How to stick to the policy red line regulation testPenetration of the Internet economy can not be ignored. Dividend policy continues to release, the industry environment is driving the pace of innovation and change in the traditional insurance industry.
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