2 questions....

[Raphael Majere]

Im level 3 In-Game. I cannot find it. What should i do in order for me to chat in-Game??

Click on either of the circled pictures.

[Kylt]

Hmm people asking about this means there's a lack of explanation in game about chatting?

[Flamebringer]

You know, I'm not sure where I learned how to access the chat. I might have had to ask someone on IRC? The above is right though.

As far as creating a guild, it's not really in-game (though they might add a system at some point). All the guilds are just created by players, mostly on the forum here since that's where a lot of players hang out. Members just change their IGN to include the tag.
If you want to create a guild there's not really anything stopping you. I would agree with Lahiri though, difficult to actually get it off the ground unless you're known enough and/or have a few friends to join you.

[Lightning Fury]

I think I stumbled on the icon chat by mistake. Did make the game more enjoyable for me though. And probably the reason I stuck to it after the initial week of testing

[ragosonos]

Click on either of the circled pictures.

Lol raph , I love the way you answer questions

[Raphael Majere]

If you want to create a guild there's not really anything stopping you. I would agree with Lahiri though, difficult to actually get it off the ground unless you're known enough and/or have a few friends to join you.

Which should not be the case.

Guilds help grow the game and sustain interest. There should be tools/environment/atmosphere/incentive to help players to 'easily' create and form sustainable guilds.

[Flamebringer]

Which should not be the case.

Guilds help grow the game and sustain interest. There should be tools/environment/atmosphere/incentive to help players to 'easily' create and form sustainable guilds.

A little in game support would be nice.

I will say that I've always found guilds(ect... Always a different name, isn't there?) that put in extra effort, past in-game stuff, are the ones that I find interesting. Which you basically have to do here. Whereas in other games I've just seen thousands of dead one man guilds and it's basically the same thing - I don't think it would make much difference for people who just want to start up a guild. Still need to have some people who want to join you.

Again, not to say that it wouldn't be nice for guilds. I just don't think it would make much/any difference in the ease of having an active/strong/fun/ect one.

EDIT: Upon thinking for 5 seconds, it would make them easier to find which would make a big impact. :P.
I agree that guilds/ect are a big part of any MMO type thing that really keep me interested.